(芝加哥時報訊)每個人都應該享有負擔得起的優質健康護理。健康保險市場（Health Insurance Marketplace®）2024 年健康保險公開投保登記期於11月1日在 HealthCare.gov 上展開。
以下是您需要了解關於今年公開投保登記期的一些訊息：
- 適用對象：無保險者或希望通過 gov 重新登記或更改健保計劃者。
- 可提供更多節省：得益於新的法規，大多數通過 Marketplace登記的客戶都能繼續享有可負擔的保費，這有助於降低個人和家庭在 gov 上的費用。
- 費用如何：每5位客戶中就有4位可以通過財務援助找到每月只需$10或更便宜的計劃。您需要支付的費用取決於您的年齡、家庭人口、家庭收入、居住地、所選擇的計劃以及其他因素。有些人可能會發現自己符合所在州的醫療補助計劃（Medicaid）或兒童健康保險計劃（CHIP）的承保條件，並可通過 gov 連接到這些選項。
- 包括哪些內容：gov 上提供的計劃包含廣泛的福利和全面的保障。所有健保計劃均由知名的私營保險公司提供，確保所有投保者都獲得高品質的醫療服務。計劃涵蓋基本健康福利，包括年度體檢等預防性服務、住院、處方藥、節育、就診、急診等。HealthCare.gov 上的所有計劃都不得根據既有病症排除承保範圍。
如何申請：
- 您可以安坐家中訪問gov. 開始或更新您的申請。事實上，許多人一次就能完成申請。如果您需要協助，可通過網址https://localhelp.healthcare.gov/ 訪問 HealthCare.gov 上的「尋找本地協助」，搜索我們的線上名錄，與您所在地區的代理人、經紀人或協助員約定時間，安排以電話、電子郵件，或面對面進行洽談，他們可協助您完成申請或提供其他幫助。
- 您也可以撥打1-800-318-2596聯繫 Marketplace呼叫中心尋求協助。Marketplace 呼叫中心每週7天、每天24小時運作，並提供200多種語言翻譯支持。
立即行動：您今天就可以更改計劃或登記新計劃。在12月15日前選擇計劃者都將從2024年1月1日起獲得全年的保險。請立即訪問 HealthCare.gov 查看您的選項。
Open Enrollment is Here: Get Coverage at HealthCare.gov Today
Everyone deserves access to quality health care at an affordable price. The Health Insurance Marketplace® Open Enrollment Period for 2024 health insurance coverage opened Nov. 1 at HealthCare.gov.
Here’s what you need to know to take advantage of this year’s Open Enrollment Period:
- Who it’s for: People who are uninsured or those looking to re-enroll or change health plans through HealthCare.gov.
- More savings available: Thanks to the new law, a majority of customers enrolled through the Marketplace continue to have access to affordable premiums that help lower costs for individuals and families on HealthCare.gov.
- What it costs: 4 out of 5 HealthCare.gov customers can find a plan for $10 or less per month with financial help. What you pay is based on your age, your family size, your household income, where you live, what plan you choose, and other factors. Some people may find they qualify for coverage in their state’s Medicaid or Children’s Health Insurance Program (CHIP) and can be connected to these options through HealthCare.gov.
- What’s included: Plans available on HealthCare.gov offer a wide range of benefits and comprehensive coverage. All health plans are provided by well-known, private insurance companies, ensuring quality care for all those enrolled. Plans cover essential health benefits, including preventive services like annual checkups, hospitalizations, prescriptions drugs, birth control, doctor’s visits, emergency care, and more. All plans at HealthCare.gov are prohibited from excluding coverage based on preexisting conditions.
How To Apply:
- You can begin or update your application from the comfort of your home by visiting HealthCare.gov. In fact, many people complete their application in one sitting. If you want assistance you can visit Find Local Help on HealthCare.gov at https://localhelp.healthcare.gov/ to search our online directory and set up a time to talk in-person, over the phone, or by email with an agent, broker, or assister in your area who can help you with your application and more.
- You can also find help by calling the Marketplace call center at 1-800-318-2596. The Marketplace call center is open 24 hours a day, 7 days a week and provides support in more than 200 languages.
Act now: You can make changes to your plan or enroll in a plan today. Anyone who selects a plan by December 15 will get full-year coverage starting January 1, 2024. Visit HealthCare.gov to explore your options today.